FTC Forces Con Man To Pay Up

The Federal Trade commission plans to award 1.6 million dollars to thousands of consumers who were scammed into paying money that they didn\’t owe by con artists who utilized threats, harassment and lies to get them to pay up.

Back in 2003, the FTC sued three companies that were operating under the name National Check Control. They charged them with abusing and harassing consumers. This laundry list of illegal activity included falsely threatening criminal prosecution, collecting amounts that were not due, illegally communicating with third parties and other violations of federal laws.

Two years later the court put a permanent halt on their business and demanded that they to pay back the consumers they had scammed. The defendants, Check Investors Inc, Check Enforcement Inc, Jaredco, Inc and the companies owner Barry Sussman attempted to appeal the case to the Third Circuit Court of Appeals and the Supreme Court but to no avail.

One day after the appeals court did not agree to consider his appeal, Sussman suspiciously removed a number of coins valued at $335,000 from a bank safe deposit box. The federal court demanded that he turn over them to the FTC to pay back the consumers. Later, a federal jury convicted him of two felony counts, one for theft of government property and one for obstruction of justice. He was sentenced to forty one months in federal prison and is serving his sentence now.

All in all, the FTC was able to recover 1.6 million dollars to give back to the consumers that were scammed. They plan to distribute the funds to 24,916 consumers who lost a hundred dollars or more as a result of the scam. The victims will begin to receive checks this month.

The Federal Trade Commission is responsible for preventing fraudulent, unfair, and deceptive practices that might do harm to consumers. In addition, they put out information to aid a consumer in seeing, stopping, and avoiding scams.

Mallory Megan works for a debt collection agency. She also composes pieces about finance and business, consumer spending and debt collection.

Motorcycle Clubs The True Mindset

[I:http://bestclickbankebook.com/wp-content/uploads/2010/02/LJJames2.jpg] This Month I want to talk about the Brotherhood mentality verses the gang mentality in the Motorcycle Club world . Now for those of you who may be asking what is the difference? I will set up a scene to help give you an idea! At a small Bar a member of a Motorcycle Club walks in he sees four Bikers playing pool, He can tell they are a bit nervous, They see his patches and they know who he is with. Now how does he act? Does he walk over to the pool table knock the 8 ball in the pocket say games over and tell one of them to buy him a beer or does he walk over introduce himself and let them know when they are done shooting pool they are welcome to stop over at the bar and have a beer and talk with him! One is the gang way of thinking the other is the Brotherhood way of thinking! I really don\’t think I need to tell you which is which!

Now one thing everyone needs to remember is all of the original Motorcycle Clubs Started out with the idea of being a tight nit group of Brothers and just about all of these Motorcycle Clubs got along. Don\’t forget many of the men who started the first MCs where returning home after serving their country during times of war. They where looking for that feeling of Brotherhood here at home that they had been left behind. These where good men seeking adventure, looking to ride their Motorcycles and have a good time with others like themselves. Today most Motorcycle Clubs have gone back to that way of Club thinking, There are very few Clubs that still have the Gang Mentality that was seen mostly during the 70\’s threw 90\’s. During the late 90\’s things had just gotten too far out of hand and most Motorcycle Clubs began to realize the Gang Mentality was not the way it was meant to be and it was not the way they wanted it to be anymore, This was not what the Clubs where started for ! Many Clubs who had been friends where now fighting with each other. No one wanted to wear club support gear and things where just not fun anymore. These MC\’s had all started their Clubs with the same ideals and ways of thinking, How and why had they grown so far apart that they now hated each other!

Well the answer to how is during the 50\’s and 60\’s the golden age of the Brotherhood years of Motorcycling the Motorcycle Clubs where really huge. During this great time many of the Biker Movies that came out showed Motorcycle Club Members as Bullies and thugs. The Bikers in these movies would pick on those weaker then them, take over small towns and the Clubs in these Movies all fought each other just like the street gangs of the time! So of course over time many new Bikers came to believe that this was the way it was. So when New Clubs started this was how they would act and the Original Motorcycle Clubs now had members who where young kids looking to prove how tough they where by starting fights with each other. The Original Motorcycle Club Members had been threw wars together and they where as hard as nails they had nothing to prove to no one, But these younger members felt that they did and would imitate the Biker Clubs from the Movies they had scene and soon it was Biker against Biker, Brother against Brother, MC against MC. This began the Dark age of the Motorcycle Gang Mentality years.

Now for the question Why did this Happen? Well When something Changes the way of thinking and being of Groups like the Motorcycle Clubs so far from their original ideals, You have to ask was it just an accident these movies did this? Or is there more to it? Was there a plan behind it? Is there someone or some group out there that would benefit from having these large groups of Motorcycle Clubs who are run in a very military fashion and are made up of many ex-Military Members fighting against each other? If these Clubs all got along and worked together the world could be a very Different place! Are there people out there who are afraid of this happening?

Today there are very few Clubs left that have the Gang Mentality most have gone back to the Brotherhood way and the word Gang in the Motorcycle Club world has become almost the equivalent of a racial slur. Now as Motorcycle Clubs are beginning to go back to the way it was at the start and trying to put the past behind them, I am noticing that there are more and more Biker movies and TV shows Coming out. Will these shows show MC\’s in a good way? Will they go out of their way to stir up the quarrels of the past? Will they show us as mindless Bullies much as the Movie Wild Hogs did? Most Important will we let them influence how we really are? Or have we learned from our past? If all continues to go well we could soon be making are way into the second Gold age of Motorcycle Club Brotherhood back to where it all began!!!

Are you part of the Problem? or part of the Solution? I am Your Bro, L.J. James AmericanBikerX.com [I:http://bestclickbankebook.com/wp-content/uploads/2010/02/LJJames0.jpg]

LJ hosts a internet Motorcycle Show every week LJ likes to help show the facts about the Biker Brotherhood and series like Sons of Anarchy You can get a unique content version of this article from the Uber Article Directory.

The Impact Of The Wedding Venue For Bridal Photography

Any talk about preparations for an ensuing wedding begins with the selection of a wedding venue. The venue, whether old fashioned or modern, plays a vital role in giving the wedding its distinct identity, and the chosen venue finds its place in the marriage photographs.

The couple\’s expectations must specifically be communicated to the wedding photographers, whose job is a very important part of the marriage ceremony. The bride must always be the centre of attention for the wedding photographer while he is capturing the beauty of the venue in the background. It is a tough balance to strike and the photographer needs a lot of experience to be able to do it right.

Different venues differ a lot in their features and facilities and all of them are exclusive in their own way. Some people go for a traditional ritualistic wedding in the church or other houses of worship, while others may choose to go for something much more contemporary. The religious venues are generally very rich in architectural beauty, which gives a good chance to wedding photographers to come up with impressive photographs.

But the insides of most venues pose difficult challenges for wedding photographers. A good idea would be to see if there is some good-looking outdoor space near the venue that can be made use of for the purpose. It is preferable if an expert photographer can escort you in the quest for a perfect venue, because he is the one who rightly knows what makes a wedding venue appropriate for wedding and bridal photography.

Besides picking the perfect venue, there are many other things you must consider to ensure that you get the best wedding and bridal photographs on your momentous day. Every venue has its unique flavour which if captured right can give excellent photographs; but, much rests on the wedding photographers to shoot it properly. Thus it all filters down to the skill of the photographer who can deliver precisely what you expect from him.

Find out more about Wedding Photographer and uncover the current trends in Bridal Photography. Get a totally unique version of this article from our article submission service

Jay\’s En-Lightening Experience, 1977

I met Jay in June 1977 when he came to our home to meet my husband, a well known certified hypnotherapist. Jay was hoping to be able to study under him. As an astrologer, I asked him for his date, time and place of birth so I could do him a chart. After about a minute I made a startling discovery and returned to tell him what I had found. I think Jay found this a little strange but I said to him, Something special is going to happen to you soon. You will be guided there and this experience will change your life and someone you know will be there to observe.

Eventually, Jay met my husband and they worked together for some time. Jay had some blood pressure and stress issues so they did three hypnosis sessions together to sort the problem. Afterwards, they started to study together and Lee gave Jay perhaps seven to ten books per week to read; ever expanding Jays mind on cultures and beliefs, mind sciences and cult influences, and much more. He also recommended classes; the Loving Relationship Training by Sondra Lee and a series by Theta Courses on Metaphysics.

Jay started to attend a class called Spiritual Psychology taught by a husband and wife team from Missouri. They had been into natural healing, natural childbirth with doctors and absolutely unique concepts for a period in time.

Most of Jays friends thought he was crazy to be attending classes like that on weekends instead of water skiing, boating, enjoying life, playing with women at bars, or just getting drunk like some of his clients. But, Jay was content with studying Metaphysics and Healing.

It was at the second Theta Seminar that the special event occurred. It was August 1977 and Jay was in the classroom which was in a loft on 22nd Street in New York City. In the class, they had discussed the cycles of birth and death and its influence on the soul. They did some breathing, meditation and thinking about their own birth.

Jay remembered that his was traumatic, as his mother had gone into a coma and he was born two months premature. Then, he suddenly realized that he was meant to be born early; his weight was already 8 lbs. 15 ounces and his mother was very tiny at 411 to handle the Big Guy coming into the world.

He was able to absolve himself for wearing out his mother at birth with his size and weight. He forgave his mother for falling unconscious at his birth and missing his first two weeks of life on Earth. What an experience it was for him. Feeling the forgive-ness made Jay feel lighter.

The next part of the class was the chanting and rocking session. Jay, still feeling that lightness as the group of six in his team began elevating and rocking him to music and chants. One at a time, the team was lifting each person up and then rocking the fully elevated person before slowly returning them to the ground.

Back then Jay weighed 280 pounds and there they were, trying to get him up in the air. He felt as light as a feather, totally relaxed as he was rocked back and forth. During the session the window was open and suddenly a weird cool-damp breeze came through into the room, exactly where they were rocking Jay. A bolt of what appeared to be lightning hit Jay at the top of his head. The group pulled their hands away and he floated down to the ground.

Jay slowly opened his eyes and touched the top of his head. It felt warm. As he sat up, he was surprised to see me standing over him, looking at him. He remembered what I had said to him when we first met, And someone you know will be there to observe. Jay closed his eyes and his head was filled with ideas and formulas and concepts and the words just know that you know.

From that moment, he knew the past, present and the future. He foresaw floods, tornados, the economic crisis of 2007- on … he was frightened, but understood. He knew about others just by looking at their faces, their eyes or from their handwriting. And there is so much more that he knew he would come know.

The question for Jay in all of this is, if there is so much that he knows, then how can he use it to help others throughout the rest of his life?

You can learn some of the secrets of life, from the man who wears a halo and awakens the comatose. Check out Dr. Jay Polmar\’s proven course: Thinkright. Just a few secrets of life Get a totally unique version of this article from our article submission service

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Learning Speed Reading Techniques

If you knew that you are already equipped with the world\’s great reading acceleration device, would you learn how to train it. We\’ll you are, it\’s your hand and it will help you read faster. And people have spent thousands trying to increase reading speed and improve their comprehension. In less than one hour, we\’ll train you to coordinate your eyes for reading faster and your hand for pacing (a major speed reading technique), which will increase your reading speed 50% in minutes.

Did you know that your eyes jerk around, looking and searching, bouncing here and there while you are \’trying to read\’. That can make reading a very trying experience. Your eyes tend to fixate for a moment or two and then move on again causing you wonder what\’s going on here. Does this sound like you?

Does this sound familiar? This is because untrained readers go through something called, regressions. When you regress, or go back over what you\’ve read, you just \’try\’ to read but don\’t get anywhere. I will personally teach you, how to control and accelerate your coordination for speed reading. We call it pacing. And it\’s only one of the ways we teach you to read faster in Speed Reading in Only One Hour

Aim for the best results for the type of reading material you read, but creating the best person environments: arrange your study area: textbooks, research material, and even a hi-lighter. Remove or unplug: magazines, unless study material, stereo, radio- just turn them off. If you wise, you\’ll have an ipod with studio music without works, nature sounds or the like. Pachelbel Canon in D minor is one of the best. Get privacy, no brothers, sisters, friends, etc. And also remove you mate, spouse, lovers – they can easily distract you. Food can break your focus and reading patterns. Alcohol and drugs – don\’t even go there, being stoned and studying is a sure fire failure. Cigarettes fog your thinking. Nicotine is a drug. Marijuana, cocaine, speed – don\’t got there because your foggy brain is useless during an exam. Set your voice mail. Set the mood with relaxing baroque music, get your reading and studying materials together – and get ready for a study experience.

Now you\’ve set the stage for a successful learning process, using all the tools that we provide in Speed Reading in Only One Hour, you\’ll learn to enjoy your newly found ability to read, retain, recall – a great experience.

Study the quick-learn course that helps collegegrad students Study Straight A\’sStudy Straight A\’s, and Learn to Study Great Grades You are welcome to reprint this article – but get your own unique content version here.

categories: speed reading,speedreading,reading,university,college,high school,read faster,Evelyn Wood,education

Taken From A Motorcycle History Book In The Year 2095

Many of the \”facts\” in this story are based on Legend and Myth as much of the history of the Motorcycle and it\’s Culture was lost in the Great Rebellion of 2057. [I:http://bestclickbankebook.com/wp-content/uploads/2009/12/LJJames8.jpg]

Taken from a history book in the year 2095… Motorcycles And The Culture They Inspire 1868-2017

Motorcycles started out as steam engines strapped on to bicycles in 1868. Soon after the gas engine took its place and by the 1900\’s there were Motorcycle shops and Dealers all over the World. For awhile, Motorcycle\’s were simply used as transportation. In 1907, when Henry Fords, Ford Motor Company, released the Model-T at a price many could afford, the Motorcycle soon went from a necessity to a luxury item.

In the 1940\’s, the Motorcycle Culture really took off. An organization called the American Motorcyclist Association (AMA) held races and events all over the United States of America. In 1947 the AMA held an event in Hollister California. This event was attended by many of the AMA Racing Teams and Motorcycle Clubs. This event marks the beginning of the separation of Motorcyclists which eventually led to the end of Motorcycling in the year 2017. Newspapers, being what they where in 1947, got a hold of some pictures of Motorcyclists having fun at the event. The press decided to embellish the facts and transformed the story into a torrid tale of Bikers taking over a small town! More negative news stories soon followed. Soon after Hollywood began releasing movies that portrayed Motorcyclists as lawless and evil.

The American Motorcyclist Association, trying to end the bad press, responded by basically saying that the Newspapers had lied and that it was only 1% of the Motorcyclists that caused problems. This resulted in the first ripple in the Unity of the Motorcycle World and the Medias\’ hatred of Bikers. Around the same time, the AMA began adding new requirements for motorcycles to be able to race in AMA sanctioned Races. Those whose motorcycles didn\’t meet the new AMA requirements started their own Race Leagues. Because the new Race Leagues/Clubs were not AMA sanctioned, they soon became known as Outlaw Race Leagues/Clubs. Although many Bikers raced in both the AMA and Outlaw Leagues, another great separation had begun.

By the late 1960\’s, the separation of the Motorcycle Community was becoming more evident. There were now three basic Motorcycle groups. The American Motorcycle Association, Outlaw/ 1%er Clubs(All 1%ers were Outlaws, but not all Outlaws were considered 1%ers) and Independent Riders. Over the years, the AMA continued to grow. In addition to racing, they began to champion Motorcycle Rights and Safety. As time went on, others formed independent groups whose goals were similar to that of the AMA. The inability or outright refusal of these groups to work together with each other, resulted in further separation of the Motorcycle Community and Culture.

In the 1970\’s, rifts began to grow between some of the Outlaw/1% Clubs. By the 1990\’s, the media had inflated these conflicts into stories that rivaled the tall tales of the old west. These tall tales where ment to invoked fear of the Outlaw/1% Clubs in the public. Everyone was lied to,. They were told to stay away from and fear all Outlaw/1% Clubs. The media began referring to Motorcycle Clubs as Motorcycle Gangs, a term meant to further instill fear into the heart of the Public. Stories and rumors began surfacing, claiming these \”Gangs\” were ruthless and would kill or maim people for little or no reason at all. By the early 21st Century, every minor conflict between Outlaw/1% Clubs was made into a book, made for TV movie, or docudrama. Titles like \”Motorcycle Gang Wars In Your Back Yard\” were common. Although real wars, conflicts, and suffering were occurring worldwide, the Corporate owned media chose to report fiction over fact.

In 2009, a conflict between two rival Clubs was captured on Video at a \”Biker Build Off\” event. The coverage by the media and negative publicity that followed was so overwhelming that in 2010, the United States Government passed a law banning all Outlaw/1% Clubs. In response, the Outlaw/1% Clubs put aside their differences and formed \”Bikers United\”. The Bikers fought back stating the law was unconstitutional and un-American. Even as late as 2010, Many Americans still clung to the misguided belief that they had rights and lived in a free Nation. The Bikers fought hard and came very close to winning, but without the support of the Motorcycle Rights Groups,The many other Clubs, and the Independent Riders, all of whom had been brainwashed into believing the Outlaw Clubs were criminal organizations, they were defeated.

Many of the Outlaw/1% Clubs tried to stay together. The Clubs went underground, but after many raids and constant Government harassment, they all but disappeared. In 2013, in an effort to ensure that the Outlaw/1% Clubs never returned, the Government decided to outlaw all Motorcycle Clubs and organizations. The AMA, the many Clubs and Motorcycle Rights Organizations United in an effort to battle the Governments oppression. They tried to use many of the same tactics and strategies that the Outlaw/1% Clubs used. Unfortunately, the Government was much smarter and stronger this time around. They had learned many lessons in their fierce battles with the Outlaw/1% Clubs, and they used what they had learned against the united Clubs and Organizations. With no Outlaw/1% Clubs left to assist them and without the support of the Independent Riders, the United Clubs and Organizations were defeated.

In 2015, the Government passed a law that made it illegal to even look like an Outlaw on a Motorcycle. The Independent Riders banned together to try and fight the law, but by this time their numbers were few and there wasn\’t anyone left to show them how to fight for their rights. After a brief protest, they too were soundly defeated. In 2017, What was now a \”Global Government\”, in its infinite wisdom, decided that Motorcycles posed a danger to the public. They passed a law banning the manufacturing of Motorcycle\’s and their use! They ordered that all existing Motorcyclesbe destroyed. This brought to an end, the History of Motorcycles. It would take until the year 2093 before anything even close to resembling a Motorcycle reappeared.

As a Historian looking back at the History of Motorcycles and the Culture it created, it amazes me how powerful the Motorcycle Culture could have been had they not let every little thing separate them. Instead of embracing something they all had in common and working together to protect it, they instead let their differences, the media, and the government divide them. By the time the Bikers realized how much they were connected and needed each other, it was too late. Their numbers were certainly sufficient to achieve victory, but their failure to come together as Brothers and Sisters and work for the common good ultimately caused their demise. Had they been victorious, it may have been enough to stop all of the oppression and tyranny that soon followed. History is full of stories just like this one, over and over again. The ones who love and honor Freedom the most are taken down first and the rest soon fall like dominoes. Until the Great Rebellion of 2057, we as a Global Society did not realize how important it was to put aside our differences. It may have taken awhile, but we finally figured it out…Just in time!

Your Bro L. J. James AmericanBikerX.com [I:http://bestclickbankebook.com/wp-content/uploads/2009/12/LJJames0.jpg]

LJ hosts a Radio Bike Show every Wednesday . The show can be listen live or Replay . LJ works to show the truth between real Motorcycle Clubs and programs like sons of anarchy Click here to get your own unique version of this article with free reprint rights.

categories: travel,motorcycle,Biker,laws,MC,Harley davidson,gangland,coalition of motorcycle clubs,AMA,ABATE,Bolt,Sons of Anarchy,Radio

Rewards of Using Payroll Debit Cards:

Prepaid payroll debit cards, which are popularly called paycards, are a modern way of managing money. The electronic prepaid cards offer a convenient way to transfer funds. Employers can use these cards to send money and commissions into your card account.

Payroll debit cards are of two types. PIN based cards that can be used at every major ATM center, gas station and supermarket. The other type of card has a Visa or MasterCard logo. The latter types of cards are accepted wherever either of these logos is displayed.

On payday, your employer can send money to your payroll card account and you can receive money using these debit cards. You can also use these cards as prepaid credit cards. This allows you to spend only as much money that has been loaded on your card. These cards allow you the flexibility to either withdraw your salary in parts or in a lump sum.

Payroll services involving the use of debit cards can be used as a tool to outline a family budget plan. To do this, you can procure a paycard for your family member and then transfer funds to the card of the particular member from your card.

These debit cards are safer to carry than handling hard cash. In the event of theft or any other mishap, if you lose your card, you can easily deactivate it and get a new card. Deactivation prevents the use of funds by any other person, so all your cash in the card remains safe.

Employees are not required to pay any monthly or annual charges for using payroll debit cards. Card to card transfers and ATM withdrawals can be done at minimal charges of $0.50 and $1.50 respectively. Besides, the charge remains the same irrespective of the amount transferred. Several business organizations across the globe from Asia and Europe to America and the Middle East have adopted payroll solutions involving the use of debit cards to make lives of their employees more convenient.

Small scale businesses can use payroll cards and payroll card programs to gain attractive benefits.

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Business – Office Cleaning Services

Office cleaning services are more than just a luxury for today’s business owner. No matter the size of your company or office, maintaining a clean, organized, and professional appearance is essential to your business’s success. Not only do clients feel more comfortable in a well-maintained space, but workers are much more likely to feel motivated and work more efficiently. As so many of us spend many hours at work, having a nice environment affects our mood in a very positive way.

Though a lot of small businesses seek to rely on their workers to take the initiative in maintaining their environment, it usually makes sense to outsource these kinds of jobs to qualified office cleaning services. Your employees are employed for their particular skill sets and, therefore, should invest their time on business-related projects. They will be of greater support to you if they continue on-task. Consequently, more work will end up getting completed at the end of the day.

Also, as any business owner knows, many employees are simply not motivated to keep up with day-to-day cleaning. Being good at their job does not mean that they are necessarily the best housekeepers. Asking employees to maintain both their space as well as the communal office environment often results in frustrated bosses and aggravated employees. More often than not, people simply do not keep up with their duties which end up creating a great deal of tension in the office. This is why office cleaning services can be so helpful.

Without the requirement to pester employees to clean their spaces or assigning assorted housekeeping duties for the office, business owners and workers can focus on doing their own jobs. The neat space that office cleaning services offer allow for a more organized and efficient surroundings. There is another advantage to having professionals carry out this type of work on a regular basis. By having an environment that is constantly neat, employees are often much more motivated to be accountable for their own space and maintaining the office.

In all honesty, most people loathe having to do day-to-day housekeeping and cleaning chores. It is simply not high on the list of priorities when there are so many other jobs to be done. However, it cannot be denied that a cleanly work environment increases work efficiency. Beyond not having to nag employees or stop what you are doing to work on cleaning duties, the pristine space that office cleaning services provide simply makes a much more pleasant work space for everyone.

Secure the professional Office Cleaning Services of the Cleantastic team now and have one less thing to worry about! You are welcome to reprint this article – but get your own unique content version here.

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Co-branded Debit Cards: The Smart Financial Tool:

Co-branded debit cards are powerful tools for companies to attract new customers and to cement their relationship with existing ones. Co-branded card programs allow companies to fortify the company-customer relationship through regular buyer plans and cross-selling strategies.

Co-branded debit cards are customized cards that carry the name and logo of the client company. These cards are usually made in affiliation with reputed debit card providers such as Visa and MasterCard.

When the name of a company is associated with such well-renowned brands, its corporate image is automatically enhanced. Since these cards have worldwide acceptance, they are helpful in getting international exposure for the brand. Thus, a brand can penetrate previously unexplored markets with these co-branded cards.

Co-branded cards also serve the purpose of being a constant reminder of the brand to the customer. Every time the customer uses the card, he/she is reminded of the brand. As a result, the recall value of a brand also improves significantly.

Co-branded debit card programs can be adopted by both big and small companies. An optimally designed Co-branded card program influences the business prospects of the company positively by reducing customer acquisition costs.

Generic debit card programs are also beneficial for customers because they can provide attractive discounts and bonuses. Currently, customers have a wide range of payment options to choose from. Co-branded cards offer them efficiency and simplicity, so that they win out over other payment options. Plus, Co-branded cards cost less than traditional debit cards.

Co-branded debit card programs are currently being used successfully all over the world: in America, the Middle East, Asia and Europe. More and more companies are realizing the benefits of using Co-branded debit cards and are turning to them to enhance the potential of their businesses. Branded prepaid card programs offer a win-win situation to both the company and its customers.

A card program such as prepaid card program is becoming immensely popular around the world.

categories: co-branded card programs,co-branded cards,generic debit card program,co-branded debit card programs,VISA,MasterCard

Offering Circular Basics: A Must Read If You Are Raising Capital

Are you a business owner raising capital with a Regulation D Rule exemption (504, 505 or 506) also referred to as a Private Placement Memorandum, PPM or Offering Memorandum? If you are using this mechanism to raise capital then you’ll, no doubt, have to have a solid comprehension of the most distinct and important part of the Private Placement Memorandum referred to as the ‘Offering Circular’.

When your consultant or attorney is asking you for details on everything from business location to management, from dividends to risk details, you need to make sure that this information is complete and accurate. You’ll need to audit the documents after they are completed. A solid Offering Circular has kept countless companies from being sued by investors that didn’t get the investment return they were anticipating.

While the business plan is meant to grab the initial attention of the investor or funding source, the Offering Memorandum is meant to spell out the down and dirty details of the venture so that you are protected from lawsuits down the road, while simultaneously exposing the various ins and outs of your venture to give a ‘reality check’ to the investor before they hand over the cash.

The offering circular needs to be powerful yet very compact without the redundancies of using space to say the same things over and over again to pull the investors attention from the negative to the potential profit margins or management’s impressive pedigree. With all this said, yes it’s true the offering circular is one of the parts of a PPM spells out the technical aspects of the enterprise with a focus on inherent risk of investing but this can be done in a balanced way to also demonstrate the positive aspects of your venture by giving solid descriptions of your management team and, in place, distribution centers and contracts in place ready for capitalization.

When authoring the offering circular demonstrate the risks with a well balanced demonstration of the system in place to overcome these risks and dominate your market niche.

Call Princeton Corporate Solutions at 267-233-0183 if you would like to talk to someone about yourOffering Circular, Want to Take Your Company Public We Can Help!

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